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Working capital that moves at your business's pace

Funding for registered SMEs, traders, and cooperatives — sized to your cash flow, not a generic limit.

Business Working Capital

Stock, payroll, or expansion — funded on your terms

Whether you need to restock ahead of a busy season, cover payroll during a slow month, or fund a expansion, our working capital loans are assessed against your actual cash flow rather than a fixed ceiling.

  • ✓ UGX 1M – 80M loan size
  • ✓ 3 – 36 month terms
  • ✓ Transparent, fixed monthly repayments
Business owner reviewing finances
Asset Finance

Acquire assets without draining working capital

Real Estate financing, machinery, and equipment financed on terms that match their useful life — so the asset pays for itself while you keep cash free for day-to-day operations.

  • ✓ UGX 2M – 120M asset value
  • ✓ 6 – 36 month terms
  • ✓ Terms matched to the asset's useful life
Business equipment and machinery
Before you apply

What we look for

✓
Business registered and operating for at least 12 months
✓
Basic financial records — bank statements or mobile money statements
✓
Valid national ID for all business owners or directors
✓
A collateral or group-guarantee option, depending on loan size
Process

From application to disbursement

01

Apply

Submit your business details and documents online or at a branch.

02

Verify

We review your records and run an affordability assessment.

03

Approve

Get a decision within 24 hours, with your repayment schedule shown upfront.

04

Disburse

Funds land in your business account within the same week.

See your business loan rate

Compare it against the full rate table, or go straight to a loan officer.

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