Home About
Loans
Business Loans Civil Servant Loans
Rates FAQs Contact ☎ +256756310610
Home /Civil Servant Loans

Credit that meets you on payday, not after it

Salary-secured loans for government employees, deducted directly through payroll — no collateral required.

How it works

Your payslip is your collateral

Once your employer confirms your payroll deduction, we can approve and disburse — often within 24 hours. No asset, no guarantor, no visits to a branch required.

  • ✓ UGX 300K – 30M loan size
  • ✓ 6 – 48 month terms
  • ✓ Instant, transparent repayment schedule
Loan Summary
Civil Servant Salary Loan
Approved
Principal UGX 3,000,000
Tenure 12 months
Monthly deduction UGX 346,250
Net take-home protected ≥ 40%
Ref: AC-2026-0417 On payslip
Before you apply

Who qualifies

✓
Confirmed government or public-sector employment
✓
At least 6 months remaining before retirement or contract end
✓
Valid national ID and most recent payslip
✓
Written consent for payroll deduction through your employer
Process

From application to disbursement

01

Apply

Submit your payslip and ID online or at a branch — about 10 minutes.

02

Verify

We confirm your employment and run an affordability check.

03

Approve

Get a decision within 24 hours, with your exact repayment schedule shown upfront.

04

Disburse

Funds land in your account or mobile money within the same week.

See your civil servant loan rate

Compare it against the full rate table, or go straight to a loan officer.

See rates Apply now →