Alston
credit
Your financial friend.
Alston
credit
Can't find what you're looking for? Reach out and a loan officer will help directly.
Yes. Alston Credit Limited operates as a licensed money lender, and every offer we make is subject to our published terms.
No. Checking your indicative rate is a soft check and has no impact on your credit score. A full credit check only happens once you formally apply.
Most applications are decided within 24 hours, with funds disbursed within the same week once approved.
No. Civil servant loans are secured against your payroll deduction, so no additional collateral or guarantor is required.
We structure repayments so that at least 40% of your net take-home pay remains protected after the monthly deduction.
Generally at least 12 months, with basic financial records such as bank or mobile money statements.
Yes — our asset finance product is structured separately from working capital loans, with terms matched to the equipment's useful life.
No. You only pay interest for the time you actually borrowed, with no prepayment penalties.
You can reschedule a payment by up to five days for free within your loan term, provided you give us 24 hours' notice.