Alston Credit gives teachers, health workers, police and other government employees fast salary and business loans — with repayment plans built around your actual pay cycle.
Whether you need cash before payday or capital to grow something of your own, choose a plan that matches your pay cycle — monthly or long-term.
A short-term advance against your next pay, deducted directly through payroll.
Capital for a side business or trade, with a plan scaled to your repayment capacity.
Longer-tenure financing for land, construction, education or major household needs.
Upload your ID, appointment letter and latest payslip — or bring copies to a branch.
We check your net pay and deduction capacity against your ministry/department payroll.
Approved terms — amount, tenure and monthly deduction — are confirmed in writing.
Money is sent to your bank or mobile money account, with repayment via payroll deduction.
Move the sliders to estimate repayment for a Salary or Business loan. This is an estimate — your loan advice slip will confirm final terms.
"I needed school fees before my next pay. The loan advice slip was ready the next day and the deduction was exactly as agreed."
"Took a business loan to expand my produce stall. The repayment term matched what I could actually afford monthly."
"Straightforward process. They explained the interest and deduction clearly before I signed anything."
Repayment is deducted directly from your monthly salary through the payroll system, so you never need to make a manual payment.
Yes, as long as your remaining net pay after all deductions comfortably covers the new monthly repayment.
Your loan continues as normal — simply notify us of your new station so payroll deduction details stay up to date.
No. You can clear your loan ahead of schedule at any time with no early-repayment penalty.
Start an application and get your loan advice slip within 24 hours.